Sabrinalai, yah, normally I get classic plan, even FH also advise ppl to get classic, basically, we also think about the cost and our activities. Some people get premium because of their activities (excluding high risks activity such as bungy jump, sky dive etc). I know of a friend who will get high plan, cos she goes to less developed countries, or she involved in some activities that may invite injuries etc. So classic is good enough for us - basic activities = Shopping!!!!
Tingz: I would highly advise to register with MFA, cos that will give us the priority of contact point if there is any emergency in the countries we are visiting. Any incident can take place, so better be safe.
Miralyn: As long as you are covered.. but eh, no hard feelings here eh, I am just thinking sometimes it's not just the emergency in the country itself that we should consider. We may also consider the medical aspect, like for myself, I am prone to accident, I fall easily, so I may sprain my leg, or my sensitive stomach may get food poisoning etc. You are right about the getting a peace in mind, heee, that's so TRUE!!!! I am more paranoid lah, so I was so worried when I was taking cable car (and I forgot insurance that trip!!) and this lady kept listing the various scenerio of cable car falling down!!!!
hoshi5: I remember when I was putting up at Asia Hotel, the check out time was 12pm. Our flight was few hours later, so what we did was to c/o the lugguage to courseige, and spent another few hours near the hotel for lunch and walk around, then went back to pick up the lugguage. The lugguage tied (if you have a few pieces) together and locked in a separate room.