I am using UOB ONE CARD!
My hotel banquet allows me to swipe 10 transaction per month. So I request 9x$200 + $201. Total $2001.
Haha, cause I abit kiasu.. I scare it must be $2000 above then can be entitled.
Cause I had bad experience with HSBC, where I swipe exactly $2000 and they refuse to give me the higher tier of the additional 1 % cashback. So since then, I decided to swipe $2001 when they said spend $2000. Just to play safe.
UOB one got this $200 cashback if you spend $1200 within 30 days card approval.
So you will get $200 (1st month) + $300 = $500 in the first quarter if you spend $2000 every month. Super worth it! I call the bank to verify the promo.
If you pay over 12 months, you will get $300x4quarters + $200 (1st month) = $1400! That is equivalent to 1 table!
Can consider opening joint account with your partner too!! The interest is higher !