Unfortunately, yes, Cuclainne. This time last year I also got into an accident, which set me wondering if this is going to be an annual affair. Choi, choi. I consider myself a careful driver. Think Draggie can vouch for that (Oops, putting Dear Draggie on the spot haha), but really can't stop other people from driving recklessly leh.
That time, at a T traffic junction, my car was grazed by a delivery truck which cut into my path suddenly as the driver made a last-minute decision to turn right. There were two lanes on the road - he was in the left turning lane, and I, in the right turning lane. Clearly, we didn't see each other (I would have sounded my horn if I saw him cutting into my lane) but because I was making a right turn so by any school of logic, I was paying more attention to my right.
It was a scary experience as the other driver didn't stop at the accident scene. I gave chase for about 500m and managed to stop him. For this case, I managed to claim 100% against the other driver's insurance eventually, but it was 50-50 chance when the workshop first took my case in as it wasn't a clear-cut case.