Morning all!! :-D
Geez, my HTB & i finally got down to start discussing abt the details of our AD, and gosh... it was a lot of things to consider loh...! we got stuck at how many jie-mei's to have, and whether to pay for their dresses/hair-do, or issit a norm for them to get their own (at their own expense)... :s
anyway, Thomas, your wife's financial planner is right - it is advisable to get a fixed rate now as the sibor is expected to go up.