eelynn> hahaha! I tink we (me & hubby) more "kiam siap" lah, even if nice oso tink wont top-up a lot! lol~
Thomas> Ya lor.. Furniture is another major money-spender. haha! But luckily my hse still gotta wait for a few yrs, so after AD still can save again lor..
Jaq> YA lor, tat's y gotta be firm. My SIL says my hubby can be firm, so we wont top-up too much, but her htb cannot be firm oso de, so she's worried tat they'll top-up a lot! hahaha!!
eelynn> Wah! $13K+ liao ah.. Me leh, i dunno leh, soon reach $10K liao! lol..
Eve> But urs alr got 50+ fotos given to u liao wor~ =P