Sembawang Green BTO sep 06
- Thread starter iceblue27
- Start date
I think those having bank loan will be really end of the month... so sad
I went for POSB loan instead of MayBank cuz they say my salary alone don't meet the min income requirement.. i was like.. WT??!! I can afford to pay the monthly installment leh why they reject me. POSB min 1.5k can loan liao.
Now I pray POSB fast fast help me approve
I went for POSB loan instead of MayBank cuz they say my salary alone don't meet the min income requirement.. i was like.. WT??!! I can afford to pay the monthly installment leh why they reject me. POSB min 1.5k can loan liao.
Now I pray POSB fast fast help me approve
ladykirvin
New Member
Just curious, how come some of the folks are using bank loan instead of the HDB loan?
Cherylkjh, thanks for your consol, HDB testing my patience mann.
Kirvin, regarding HDB loan or Bank loan, is depend on Eligibility Conditions base on HDB rule, u may go to this link and understand it more: http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20New%20HDB%20Flat%20(e-Sales)Policies%20-%20Housing%20Loan%20from%20HDB?OpenDocument&SubMenu=Policies#Eligibility%20Conditions%20for%20Housing%20Loans%20from%20HDB
Kirvin, regarding HDB loan or Bank loan, is depend on Eligibility Conditions base on HDB rule, u may go to this link and understand it more: http://www.hdb.gov.sg/fi10/fi10201p.nsf/WPDis/Buying%20A%20New%20HDB%20Flat%20(e-Sales)Policies%20-%20Housing%20Loan%20from%20HDB?OpenDocument&SubMenu=Policies#Eligibility%20Conditions%20for%20Housing%20Loans%20from%20HDB
cuddly_miumiu
New Member
So excited. I also getting my keys on the 14th.
Hi Guys
As promised. here are the pictures of my house using Engineered Wood. Taken using my screw up Nokia handphone... apologies for the quality
The picture on the left is the plywood they will place on the flooring,this is to flatten the surface and provide protection over temperature and moisture. The picture on the right is the Engineered wood. Notice the layer of dark chocolate? Thats the solid wood.
As promised. here are the pictures of my house using Engineered Wood. Taken using my screw up Nokia handphone... apologies for the quality
The picture on the left is the plywood they will place on the flooring,this is to flatten the surface and provide protection over temperature and moisture. The picture on the right is the Engineered wood. Notice the layer of dark chocolate? Thats the solid wood.
My experience with Engineered Wood
I am pretty surprised when I step on it.. it truely feels like solid wood. They are very closely knitted and make its looks like they are laminates. If you have experience laminates flooring and solid wood, you probably will notice the difference. Engineered wood are usually wider than normal solid wood parquey so it makes the room looks wider. Price wise 2X more expensive than Laminates but half the price cheaper than solid wood.
I am pretty surprised when I step on it.. it truely feels like solid wood. They are very closely knitted and make its looks like they are laminates. If you have experience laminates flooring and solid wood, you probably will notice the difference. Engineered wood are usually wider than normal solid wood parquey so it makes the room looks wider. Price wise 2X more expensive than Laminates but half the price cheaper than solid wood.
edwin_teoh
New Member
Hi Kirvin, thanks for your advice. still thinking whether wan to do false ceiling in living room or not. cove lighting below false ceiling seem to be nice...
Edwin, for cover lighting, you have to weight how much you really like it and how diligent are you in cleaning the house.. Cause for cove lightings, it will traps the dust, insects such as flies, lizards, etc easily..which is why i gave up the idea of it as I don't think I will always do a thorough cleanup...
Hi BigFish
Please try wood and wood. They have their very own factory and contractors. The person you can call is Brandon. My entire flooring is 6K. the link is http://www.woodandwood.com.sg/ so far, they are the cheapest and yet with the best quality, please call them and go to their showroom and you will be amazed by the sample they provide. My wife and I being to 3 that sells Engineered Wood flooring, Ikea is one of them but Ikea cost is very much higher and they do not place plywood on the ground and also... the Engineering wood quality is quite poor, they use chipboard as the material base.
Next, if your qoute is from your contractors, it will definately be more expensive as Singapore Contractors currently only does tiles and normal parquet. On the price scale (Depending on wood material), it's between $5.50 to $7.50 per square foot including installation but excluding GST. So for your entire 4 room which is about 750 square feet, the cost will range between $4125 ~ $5625 *excluding GST.
Please try wood and wood. They have their very own factory and contractors. The person you can call is Brandon. My entire flooring is 6K. the link is http://www.woodandwood.com.sg/ so far, they are the cheapest and yet with the best quality, please call them and go to their showroom and you will be amazed by the sample they provide. My wife and I being to 3 that sells Engineered Wood flooring, Ikea is one of them but Ikea cost is very much higher and they do not place plywood on the ground and also... the Engineering wood quality is quite poor, they use chipboard as the material base.
Next, if your qoute is from your contractors, it will definately be more expensive as Singapore Contractors currently only does tiles and normal parquet. On the price scale (Depending on wood material), it's between $5.50 to $7.50 per square foot including installation but excluding GST. So for your entire 4 room which is about 750 square feet, the cost will range between $4125 ~ $5625 *excluding GST.
Hi Big Fish
There is an addition cost for the laying of Plywood. Which is $1.50 per square feet excluding GST. Basically if your flooring is 100% screed and done well, you should be able to install without the plywood...however, I added them in for protection sake againist uneven ground and humility factor.
There is an addition cost for the laying of Plywood. Which is $1.50 per square feet excluding GST. Basically if your flooring is 100% screed and done well, you should be able to install without the plywood...however, I added them in for protection sake againist uneven ground and humility factor.
currently my ID/contactor is quoting me about $3500 for burmese teak flooring... if use indonesia teak, it wld be a few hundred cheaper.. but then engineered wood (which they dont use freq) would cost abt $2.50 per sqf more...
wah Finn, but 6K for jus 3 bedrooms is not cheap!!!
wah Finn, but 6K for jus 3 bedrooms is not cheap!!!
hmmm... i am really in a dilema, i really like the wood feel but i am concern abt the gaps and the future scratches on the wood.. that's why i thot engineered wood should be more durable.. but seemingly that not many ID uses it and they're not so sure of the benefits of eng. wood... and in fact is it more expensive than teak.
laminate?? teak?? eng. wood?? arghh.... -.-
laminate?? teak?? eng. wood?? arghh.... -.-
winnie_gal
New Member
Finn: i like ur flooring...omg....
ur bedroom quite cute only got 2 panel of window..not like mine got 3 panel...
ur bedroom quite cute only got 2 panel of window..not like mine got 3 panel...
edwin_teoh
New Member
hi raynard, u make a sense... probably i need to rethink about the issues that may arise from doing false ceiling in living room. perhaps, L box may jus look nice.
piggylover
New Member
hi all! can i jus ask if anyone r nt ROM yet? im having my wedding cum ROM on my AD, saw the letter of invitation from HDB mention nd present our ROM cert before we can collect the key. but me n htb rem during we sign the lease wit HDB, they mention tat the as long we ROM 3mths within the lease compeletion date (in 2010) is okay de. nd some help n advise... ="(
My ROM is in Sep, so I'll be showing them the receipt printout which I've registered with ROM..but in any case, I think I also saw something like this when we signed the letter of agreement that we have to present our ROM cert within 3 months of the lease completion date.
piggylover
New Member
thanks alot jessie & raynard! tik i nd to go back home n see scan through each document we had sign during the lease time. hopefully everything will b okay, if nt really headache le..
piggylove, jessie and Raynard,
I'm from Blk 488. ROM and AD in Oct 09.
You all are correct, only to present our ROM cert within 3 months of the lease completion date (yr 2010). The HDB Officer will ask you whether you ROM, you just say no will do. He will then inform you to submit ROM cert within 3 months of lease completion date (yr2010) to Sembawang HDB Office.
I'm from Blk 488. ROM and AD in Oct 09.
You all are correct, only to present our ROM cert within 3 months of the lease completion date (yr 2010). The HDB Officer will ask you whether you ROM, you just say no will do. He will then inform you to submit ROM cert within 3 months of lease completion date (yr2010) to Sembawang HDB Office.
hipposheep
New Member
hi all, i am new member here. me had a unit in blk 488, highest floor. happy to see you all!!!
Hi BigFish
Do note that if you want to contact Wood&Wood you must understand the consequences which I do not encourage if you do not have time to managed your project. Your Contractor/ID must also be willing to perform their role under your command and coordination. Your ID qoute of burmese teak is already the best price I have seen so far, you should really consider it other than Eng Wood. Moreover, it's quite complicated to arrange your work timings... for example what must be up before the flooring? Personal experience with Eng Wood flooring.. the whole house is filled with wood dust... it's horrible... hahahaha.. but of course they clean it up. My contractor is nice as he advised us on what to do instead of bo chap.
Yes... Just call the number of Wood&Wood and look for Brandon if you decide to find out more and more importantly... GO TO THEIR SHOWROOM... they will give you very good explaination. That how I learned from them.
Do note that if you want to contact Wood&Wood you must understand the consequences which I do not encourage if you do not have time to managed your project. Your Contractor/ID must also be willing to perform their role under your command and coordination. Your ID qoute of burmese teak is already the best price I have seen so far, you should really consider it other than Eng Wood. Moreover, it's quite complicated to arrange your work timings... for example what must be up before the flooring? Personal experience with Eng Wood flooring.. the whole house is filled with wood dust... it's horrible... hahahaha.. but of course they clean it up. My contractor is nice as he advised us on what to do instead of bo chap.
Yes... Just call the number of Wood&Wood and look for Brandon if you decide to find out more and more importantly... GO TO THEIR SHOWROOM... they will give you very good explaination. That how I learned from them.
ladykirvin
New Member
Sighs, so sad, the air con people came and told me that Sys4 cannot be done, the drainage from that isolated bedroom got problem.
So now have to do sys3 and probably a stand alone casement, single split unit or portable.
So now have to do sys3 and probably a stand alone casement, single split unit or portable.
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