hi ryan
thanks for the advice. note that the transfer from cPFSA to cPFOA is irreversible. my CPFOA will barely have much $ if i opt to pay the hdb loan in shortest period but highest monthly payment, thus wiping out each month's CPF contribution to the CPFOA. Thought instead of that, I can channel the CPFOA to CPFSA.
BTW, a false ceiling is mounting board hung from the actual concrete ceiling. purpose is to hide ugly aircon trunking, wires and install downlight. however in recent yrs, L-box more popular (and cheaper) than false ceiling.
thanks for the advice. note that the transfer from cPFSA to cPFOA is irreversible. my CPFOA will barely have much $ if i opt to pay the hdb loan in shortest period but highest monthly payment, thus wiping out each month's CPF contribution to the CPFOA. Thought instead of that, I can channel the CPFOA to CPFSA.
BTW, a false ceiling is mounting board hung from the actual concrete ceiling. purpose is to hide ugly aircon trunking, wires and install downlight. however in recent yrs, L-box more popular (and cheaper) than false ceiling.