hi pinky and jess.
hmm.. based on wat i understand, my fren booked a BTO flat from hdb few years back. after she got married, she wrote in to appeal to hdb to let them rent a flat. btw, her income alone is defintely more than $1.5K! she managed to get one near her BTO home.
i also tried to ask hdb about this previously, when i was still looking for flat. was told dat one can only appeal to rent a flat only after he has booked a flat with them. no booking = no case for consideration.
but then, it's a risk, becos they might not approve the rental application after the appeal. need to have backup plans on top of this.
gd luck ladies! =)