Champions Court @ Woodlands - BTO

CH> mine expired last month.

It was valid when i go selection. but i thought only selection that time then need.

ah kiam> missed out your message. Thank you for reminding me. i will confirm not intro her to you! lol. kidding lar. find one day meet for kopi or something lor.

damn xiong got so many things to think about now and plan.

Actually what is the ROM procedure like? if the efile no need her to sign any thing, i can do it with her NRIC no and other personal details. it will be highly possible. lol

but i am damn sure she will kill me if i do that.
 


Ryan> then you must faster reapply again .... hahahaha .... ask u all so many times nobody respond that i say meet up for kopi .. sob sob ..
even you never intro to me one day i will still know her LOL ....
 
ryan> Yes, efile no need her to sign anything, onli verification day both of u need to swear & sign SD. Verification day is set by registry, usually abt 3-4 days b4 ROM date.
 
here move very fast mah... meet where for kopi? set an event on facebook lar.

have a small ice breaking session. best if somewhere can just chit chat one.

18 July should be good.
 
I just receive the HLE letter today but no appt letter leh
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yah.. like waited so long for this house thingy.. haiz.. think the appt for lease letter will only come after the whole selection for CC is complete.. so think still gota wait.. coz 3 rooms and SA juz start their selection tis wk leh.. mayb gota wait anothing 2 wks bah..

wat does the HLE letter says??
 
The HLE letter never say anything .... only say like what our status say , the amount that can loan and when expire only ....
 
yeap correct HLE letter only state that.

just need to bring that along when signing the agreement of lease.

The staff from HDB helpline also told me that it will be between 3 to 4 months from you appointmentto select date.

it should be sent out some time between Aug-Oct period for most of us.
 
wow.. so if is in oct period.. then wat if our HLE expire liao.. then we gota go to hdb and get the HLE application letter to submit again?? OMG!!!!!!! then gota wait another 1 mth.. so is kinda unfair to those who got a good q no, choose the hse early.. n submit the HLE early lor..
me juz receive the written letter today saying the HLE is been approve.. then the amt stated there is 2X my hse amt leh.. so the estimated 2k+ per mth for 30 yrs.. is actually for loaning of 500k lah.. nt the exact amt of our hse lah..
 
wa.. faint.. i only nvr come in for 2 days, and there's so much going on in here liao!! haha..

if signing of the appt of lease will only be in abt oct, then our HLE will also b expiring wat, even if we got it approved nw.. so funny rite? they make us apply for it, wait for so long, approve liao still have to wait for appt to sign lease, then HLE expire?? i dun understand y need so long to fix appt to sign lease leh..
 
i dont think need to wait for so long becoz my HLE expire Sep ... for what if expire then go sign the lease or if got to reapply the HLE again then must wait again right ?
 
heh heh.. blur liao la, abt all the application procedures.. anyone here who has applied for new flats b4 and is familiar with the procedures?..
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my bf n i juz agak agak..

anywayz, the pics posted by ice_stewart look nice.. i want red cabinets like that for my kitchen next time.. wats that material called huh?..
 
yah.. the cabinets and bedroom looks nice..

yah lor.. i also confuse abt the HLE thingy.. i gng to ask my colleagues and friend tomorrow.. hv 2 friends juz taken their hse.. q1 is at yishun.. BTO too.. another in Sengkang.. nxt yr hse ready liao..think both go thru wat we are gng thru nw.. check with them then let u all knw aagain lah..
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Hey got some info fm my friend.. hdb will call us up b4 the HLE expired.. it will b in phases also.. like if ah kiam 1 will b called 1st lor.. no matter wat.. we will b receiving the letter to invite us to sign the letter of lease soon 1 lor.. b4 it expire..if we go by those norm procedure like applying for it when we select our unit tat time lor.. bt ffor ryan.. abit difficult to say.. coz he apply way too soon liao.. so think he might hv to renew his HLE liao..

HLE hv to b valid while we sign the agreement of lease.. n agreement of lease letter will only b mail out after 3 rooms and SA selection ov..

then while we go to hdb to sign the agreement of lease, we gota bring our bank book.. they nid to mk a photocopy of the 1st page so tat they can ret us the 2k we paid while we mk the selection..

then we gota pay 5% thru our cpf lor.. tats all..

then after tat.. we gota wait till collection of keys to decide hw long to repay the loan and hw much each spouse pay lor.. n tat's the time all our cpf will b drain..
 
in 3 yrs time i will be so broke..cpf and cash wise...all dump into the dream house man....

I thot the 2k is give cheque??

The renovation looks not bad...the design is wad i want but i dun wan glossy for kitchen..else later got oily fingerprints...clean v tired de neh...esp later u clean alone...ur husband just sit and eat nia...

This kinda bed headboard...got the cloth material..if kena dirt or wad how to clean ah??? i oso thinking of doing smt similar but i scared dirty...

i think i everything oso scared dirty den hard to clean one...v lazy of me...haha
 
haha.. me also thought is give cheque for the 2k.. bt my friend says if cheque.. v slow lor.. they bank in to our acc faster..

me too feel tat in 3 yrs time.. v broke liao.. still got customary wedding leh.. haiz..
 
i think i most likely not doing customary wedding...wan smt simple and private...den can fly overseas for long honeymoon..hehe...
 
CH's procedure is right.

Kef> I think for such cabinets, it should be formica layer applied onto the wood frames..

Got a lot of different choices. Although gloss might be ugly with oily finger prints, but bear in mind it is slightly easier to maintain compared to very rough matt finishing.

That can come at a later stage when you select bah.

IMO the most impt part of the kitchen planning is the placement of the sink, hob and hood, as well as your refrigerator and oven if applicable.

The placement of these elements depends a lot on the layout of the kitchen.
 
CH> thanks so much for the info.. at least nw i dun feel so much like a headless housefly bumping ard.. wahahah..

kef> i agree with ryan on the glossy cabinet part wor.. my previous hse is matt formica, then since young my mum alwaz ask me to scrub for her.. sobsob.. so hard to clean.. plus aft more than 10yrs of usage, turns yellowish too.. so i think glossy easier to wipe off the dirt n fingerprints..

ya, customary wedding also a must for me.. cos my dad very traditional.. without it, he feel as if i elope with someone like that.. hahaha..

ryan> ya, the placement of the sink, hob, hood, fridge n oven is impt.. muz try nt to put fridge near the hob n oven.. will affect its efficiency.. but hor, given our small kitchen, like very hard to play ard with the placement leh..
 
Haha.. my dad same as ting.. think most chinese fathers are alike.. even for rom.. my dad is like ' rom only '... untill we hv our customary wedding.. then only he officially consider me as married.. though rom in the eyes of the law.. we are married.. bt not in the eyes of our parents lorl..hehe.. :p
 
haha.. ya la, that time i told him im going to apply flat, he say "nt married or even ROM yet.." i nearly fainted.. asked me marry 1st then wait for flat?? no way man.. haha..

but i also feel ROM only small affair leh.. although married in the eyes of law, i feel truly "married" aft customary wor.. haha.. thats y i think my ROM will only b a small small affair for immediate family nia..
 
Ting>> yah.. me too feel tat AD is more impt.. bt gona mk my ROM memorable too.. cos is the day we are gona b Mrs.. title change lah..ehhe.. :p

Ah Kiam >> yah.. me also v excited abt signing the lease.. another step closer to confirming our unit..hehe. :p
 
ah kiam> positive!! most probably our hse will be ready in 1.5-2yrs time!!! yeh!! time will surely fly pass very fast..
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last wk i drove past, they were digging on the side along the primary sch.. but nothing major yet la.. im sure they will start soon..
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i getting numb with all the waiting le..

CH> ya i know! title change.. but nowadays also very few pple use Mrs liao la.. i attended my bro's ROM, feels nothing leh.. only the part when they say "I do" and when they sign.. i still remember my bro's hands trembling when he signed.. omg.. i think i will get butterflies in my stomach during then man..
 
Ting> your hubby surname is liao?

Hahahaha digging only huh .... im also numb .. if 1.5yrs it will be great *Dreaming now*
 
ah kiam> no la! juz nw i meant few pple use "mrs" liao.. usually even married also use "ms" ma.. hee..
ya, i only saw small machines with little bit of digging.. *dreaming*
 
haha... ah kiam so naughty disturb ting (Mrs Liao)... haha.. :p

hey me suddenly thinking.. n hoping we wouldnt get to sign the lease in early sept leh.. coz me scare wat if it clash with my rom date... siao liao.. me rom on 090909.. really pray hard it wouldnt clash with it lor.. else i will b super central of attraction liao.. wear my long white gown and my bf wear his jacket to hdb.. haha.. :p

kiam>> when ur HLE expire?? i mean which date in sept??
 
CH> haha.. u very imaginative leh!! but nt a bad idea wat.. signing the lease in your WG.. so cool.. and u will nvr forget the date.. cos its the day u sign your life n your finances away.. hahaha..
 
ah kiam> I'm playing the waiting game. Wait until zhun zhun confirm will be eligible for the 4 months period which HDB state as the waiting time to sign agreement of lease.

I'd probably reapply online next week. end Jul then get. Just nice swee swee 4 mths period.

ting> the digging is just some drainage work, not exactly related to CC's building.

i pass by CC's grounds everyday, can see it happen. Only when the scaffoldings are up, then we'll be super excited.

Meanwhile, a friend shared some secrets of saving money with the HDB loan. I will be sharing this with you all once I confirmed some information from HDB. It's a bit of a hassle but it's worth it for the savings it'll bring abt.
 
1.5 yrs to 2 yrs ready...SO FAST....wah liew i not ready to get married yet leh...haha....not enough money renovate my dream home oso...

i think they will start the piling once the take up is more than 90% maybe... like my friend's punggol area...haven sign lease then start piling works le...

oh yea...saving money with HDB loan i like...nowadays better to have more cpf...if not next time old cannot withdraw out...v sian....
 
i wana knw hw to save $$ with HDB loan too.. ryan gota share with us woh.. hehe.. :p

me too heard tat 1/5 yrs - 2yrs then ready liao.. me super scare coz dun think will save enough by tat time.. haiz.. bt hope tat hse can cm fast too coz dun hv to stay with ILs... haha.. :p

so mao dun.. haha.. :p
 
if really 1.5yrs to 2 yrs ready i am gonna faint le...we haven even plan our ROM...BS...and such leh...my bf haven even propose leh...HOW CAN???

if not enough money I think i will do up floors, kitchen and Master bed room and wardrobe 1st...the rest nice nice stuff...simi feature door to cover bomb shelter and such must wait le...
 
ryan> ya la, i dunno wat exactly they doing, but i know its nothing major.. cos if they starting work for CC, im sure i will see the surroundings of the area being fenced up, juz like the estate behind ours.. waiting.. waiting.. waiting..

kef> dun worry! i also havent plan for ROM, BS, AD, blah blah.. my bf also havent propose.. *shrug shoulders* will your bf juz assume no need propose since already cfm by buying hse liao? heehee..
if cant make enough money in time, i plan to do up the floors, kitchen, master bedroom, wardrobes and any other carpentry works 1st.. that will be quite massive liao, but i dun want to do other carpentry works separately cos i dun want major cleaning 1 more time!! other deco stuff cn slowly add.. as long as it doesnt create lotsa dust n cleaning up to do can liao..

CH> haha i agree, its very mao dun.. want it to be completed asap cos sian of waiting.. but yet worry abt money part.. haha..
 
ting> yupe..i will try to do carpentry first too..furniture or wad slowly buy..he did joke saying i am his already cannot run...then i said I still can since he is the one paying for the deposit so if i run i nv lose anything LOL...but he did seriously say before...to him proposal is a must for marriage cuz it mean alot to the girl and the marriage also...

that time when we ballot...we just like try our luck cuz we see many people around us ballot so many times never got selected....who knows first time ballot then got selected thats why we quite unprepared...

i think alot of us are mao dun...wan hse yet scared not enuff money...
 
kef> actually hor, i like build-in wardrobes and cupboards.. custom-made look nicer, n i think will last longer than those bought off the shelf.. but then hor, will need more money lor.. so me n my bf budgetting for quite a bit on carpentry, then aft that wont have that much furniture to buy liao..
my bf also say i cant run off le, but i also told him if he's nt gd to me, i dun mind losing abit of money in exchange for my own happiness.. wahaha.. i very realistic one.. but he still say he will propose properly la.. still waiting lor..
haha, we have so many similarities! that time we also try our luck!! who knows we r so lucky to get something we like the 1st try!! haha.. so nw we r trying to get as prepared as possible financially lor..
 


ting> yeap i also doing build in wardrobe...and feature tv console...wardrobe is around $1600 to $2500 for a 5 doors one...the one i did 2 yrs ago for my current house is $1800 for 5 doors..not sliding doors kind..think is every 30 cm for like $150...depending on the material u getting...maybe u need to add a few hundreds in another 2 yrs time due to inflation or wad...

so roughly u can calculate how many wardrobe or doors u doing...kitchen cabinets when i show one of my friend who is doing carpentry...he said roughly 8k to 10k for new 5 room flats ba...cuz our kitchen not really v big...haha...

Floors if you doing n wanan save money...you can buy your flooring from those factory and get their layer to lay for u...much cheaper than going thru contractors...but then oni thing if u alot of coordination work to do lo...

my bf plan is to propose in 2011 lo...cuz i like 11 alot..but if flat so fast ready..then he probably have to shift forward...haha...

ya i same as u...i also v realistic lo...of cuz must take care of ourselves first ma...haha
 
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