(2006) Brides of year 2006


i also felt that i really very lucky, now my hubby and in laws love and very concern about me. i very glad that i didnt rom with my ex at that time, can u imagine when he know that i got a bf, he keep asking me for money.
 
hi gals..
tink everyone is a bit confused with the downpayment tingy..
ok let me explain..

currently the system goes this way..
for WIS.. u take an application form.. on it there's a number.. and they will place an appointment base on the number on the application form.. so on tat day u go down.. u juz pay a 2k for the flat u have selected.. then they will arrange another appointment with u to collect either 10% or 20% from u..

currently for all 5rm flats, downpayment is 20%..
for all 4rm flats, downpayment is 10%.. then u pay the nxt 10% when u r getting ur keys.. this is called the staggered payment..
for 5rm.. straightaway 20% at the first appointment.. so no payment to be made during collection of keys..

yup KS bride.. mine is also a corner unit.. currently over at my place.. all units are corner.. so tat means no windows facing out.. we have 6 units at each floor.. so only our doors are facing the corridors..
oh regarding the refund.. HDB will charge u a fee.. which is quite substantial.. i tink for my case is ard 10k plus.. if i were to give up my flat.. it's ard 5% penalty i tink..
however, if u have not paid the 10% and paid only the 2k booking fee.. then they will only forfeit the 2k booking fee..

yami.. u can pay the 20% downpayment with CPF if u have the funds in ur CPF account.. if not then u have to top it up with cash..
 
i and my hubby dating for 8 mths then we decide to walk in and select a flat. 7 mths later rom liao. everything less than 2 yrs
 
Me havent went for lunch!

Did you know ur ex during sch days?
Sometimes think of it..you shld find yourself lucky that he dun want to marry you. Can u imagine if you are married then you found out his real char? Issnt that too late!?

BTW,can send me ur ROM pics?
 
Thanks Rachel for clarifying!!

10K forfeited?? Thats quite alot of $. Wonder why someone willing to give up after paying the 10%..


Dubdub, not forgetting, and another 2yrs, will be your AD! =D
[email protected]

Thanks!
 
dubdub,
but you started ur reno, meaning you have gotten ur key already right? So since reno started, gotten key, already confirm the flat is urs, still can give up meh?

BTW, 5% penalty of the whole flat price? or 5% of the 10/20% downpay?

Thanks for the pic ^_^
 
ksbride, at that time, my flat already renovated and got the key already, but i and him are under fiance and fiancee scheme. we have to produce rom cert, in case no rom cert and there is a break up, the flat have to surrender to hdb. under the hdb law, if there is a break up of fiance and fiancee scheme, the owner can replace either party name by an occupants. when we apply that time, his parents are under occupants. so after that, i suspect his parents and him have planned all ago to trick me into applying a flat with them. the 5% penalty is 10/20% downpayment
 
so incorrigible of them!

Anyway, now who cares whether he still love or care abt you?! You had already left him and found yourself another guy.

Look at the photos, can see so much happiness in you 2. So loving..put the past away..and live happily from now on...ooh..infact you shld be already happy at the point u met ur hubby. ;)
 
from the day i left him, i already dun care and i never think that he got love me before. yup, a lot of pple also told me, they saw so much happiness in our pics and indeed when i met my hubby i felt much more happier and seldom suffer from depression and mood swing
 
Well, wanted to slim down before wedding is all bride-to-be wish...this applys to those who are already very skinny too! All girls ai mei mah...heehee..

Ur AD same as mine ard end 2006, so got alot of time for you to keep fit and maintain in best condition..=)
 
i think for gal, even very skinny also will wan to be more skinny and be mei mei. haha. all the while i been exercise and very concern on diet. after know my hubby, he bring me to eat good food and mother in law cook a lot of nice food too and plus i more happier so gain a bit weight
 
wah dubdub & KSbride, u gers dun need to eat one ah??

dubdub, ur ex is your mum's colleague ah?? now still? ur mum never kill him ah..

racherlle, sent u already
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gals ah..
the 5% penalty is the value of the house..
not the 10% downpayment..
so it's actually quite a lot..

ksbride...
some of them gave up coz they broke up after buying the flats..

from wat i noe.. some of the flats might even have renovation done up already.. for those flats that has the key ready.. they will indicate on the price list it's a repurchase flat.. so muz b careful.. try not to choose those repurchase flat..

dubdub.. can send me the pics..
[email protected]

thanks
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today i dine in beco outside going to rain soon.my ex left the company before he cheat me, so my parents cant kill him liao
 
haha...yupz mood does play a part in your appetite,hence gain or lose weight more or less oso depend on ur mood..

haa, this thread now more like our chit chat session liao...
 
haha nope..
i'm not working for HDB..
juz tat i enquire quite abit with the officer before i sign the agreement..
muz make sure u noe wat u sign mah..
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enjoy ur lunch ah ksbride
 
yup, i also sign and keep asking questions, a few yrs ago rules and regulations not the same as now. last time a lot of loopholes, hope more improvement
 
haha tink that i'm more kpoh tat's y haha

eh blur ah..
hmm not tat repurchase is not gd lar..
juz tat i dun like the idea that someone has already done renovation on the house and also the couple muz had broken up or someting muz have happened tat's y they are giving up the house..
like a bad omen??? hmmm me juz dun like the idea..
 
icic.. matter of pang dang anot la.. cause for me i think is okie la.. take it as HBD done everything loh.. anyway we purchasing from them
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up to individual loh.. but i think most ppl also dun wan..

wah this forum moving very fast leh.. every few mins got alot of post liao...
 
Yoz I'm back!

actually think of it, if you are not superstitous, repurchase flat oso not bad. U get free reno for the house leh.save alot of $...

But for me, heehee..think I wun get that too..Coz I do believe in such things
 
same as me, that time i saw a repurchase flat, is very big but beco we believe in such things. in the end we didnt choose that flat
 
later after work, going to imm with hubby to choose stove, washing machine, fridge, platform bed, wardrobe, tv and so on
 
hiya KSbride.. actually mine is a repurchase la.. cause my FH dun mind loh.. but sort of regret.. cause hor.. before you select the unit, they won't show u the condition of the house.. until u book already then they arrang one day for u to view the unit.. which i think is quite silly.. cause by then too late to change.. and HDB won't allow also.. u got to retake Q number then pay another $2k.. but overall the unit still not bad cause nice view
happy.gif
 

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