Good afternoon ladies!
So many post liao.. hmm..
Talking about $$, both me and hb also got open joint acct, but then we started saving 2 years before our wedding, so got to pay off a lots of bills for preparation for the wedding, after wedding now CNY coming liao, another big sum to fork out....
Cheerbear, maybe you can open the posbank SAYE (Save as you Earn account) with them, they will auto deduct a monthly amount from your existing posbank saving account, e.g $100 or $200, depending on how much you want to save)this will go one for 2 years.. so if you scare you got no saving, can try this, but then you cannot withdraw out your money until 2 years later if not interest will be forfeited. But then the interest also not much nowadays, but at least this one will force/help you to save some $$ for rainy days. They will start to deduct starting of the month.
Agreed with Diana, Shern is the only one holds church wedding.. so shern hb must be very relieve, since he don't have to go thru the "jie mei" for the gate crashing.. Shern is it har? hehe