Karyinn's eyes drop 0_o... so many msg eheh..
Well for me, I not intend to apply new flat or buy resales flat.
Reasons are:
This 4 room flat which I am staying was put under my name (first name, follow by my mother)
.. So if i am to buy a new flat or resales flat, HDB want me to surrender the exisiting one
.
Another reason is because, currently the economy really bad, I very worry we might not be able to pay the loan if we "touch wood first" face economy problem ;(...
Lastly, is because I LOVE this location

... dun want to move away. Downstair, have clinic, multi storey carpark, NTUC, Provision shops. Market nearby
...
So, my bf will temporary move into my house after marry lor

.. stay a few more years then decide if to apply or buy flat ... ;>
We ever thought of putting my Bf name in this HDB flat, but if redo documentation. HDB will consider I apply HDB second time. Infuture, if I apply house will have to take loan from Bank instead of HDB low interest rate loan ;<...for Long Run NOT worth~~~