Let me offer some help on the cards:
HIPV got 4 standard cards. Those are the ones selected by the hotel. However, you do not need to choose those. If you go to T-dragon, they will show you 1 whole file & you can select cards from there. If from that file, no need to top up. If you want their other designs which are more expensive then you gotta top up.
Printing wise, there are broadly 3 ways to do it:
1. hotstamping direct on card
2. direct standard printing on card
3. print inserts - can be hotstamp and standard printing.
Cost wise varies from type of printing (& type of paper for inserts).
The so called standard printing also have different kind (some are more or less the same thing but different name):
1. economic printing
2. digital printing
3. offset printing
4. inkjet prining
etc.
inkjet printing is the cheapest cos it will smudge when contact with water (or sweat).
HIPV got different packages. The old ones, cards are NOT inclusive of prinint. The newer ones, they add standard printing.