jugem, it's simultaneously...meaning tat once u booked ur flat, u can get the HLE form or try to submit online there at HDB office liao...
btw, for those concerned abt the salary ceiling....apparently when u get ur keys abt 3-4 yrs later, u also need to resubmit ur HLE again for HDB to assess ur eligibility before u get the house and the loan agreement...
no wor, Alicia...well, we actually applied 3 times...1 for Dew (Yishun BTO), 1 for CC (Wld BTO) and 1 for half yearly...
since as at the time of all applications, we haven't gone for any of the selections or been given an appt date/time, we still not considered as forfeit chances yet...
as of tis wk, confirmed Dew is forfeit 1 chance liao...CC if dun want then also forfeit 2nd chance liao...
so just left the half yearly bah....if we heng then get an appt date for tat cos our q no is 3k+...we dun mind taking repossessed units also