for those thinking of signing up, actually dun have to find a particular branch... just tell the sales consultant that you are only willing to pay how much per month, then let them work it out for you... if monthly payments, range from $60 to $79 per month i think (didn't pay much attention cos this is way out of my budget per month)... but if you pay one shot, you get access to all three clubs and can get the price down much lower... i signed up quite recently and i think i saw the lifetime membership was like $4888 or something... not sure if i saw wrongly... lifetime = infinite right??