fortunemew> hahah.. u are welcome..
we are here to help one another..
YL>hey its okay.. glad that u enjoyed urself!
Hehehe.. it was really tiring.. i reached home also feel so tiring..walking ard whole day.. hehe..
if its inserts, like what i told u...
RM $60 for 1st 100..
Subseq 100 for RM$20.
Add map RM$20
Add photo RM$20 for each photo..coz consume ink ma. hehe..
If its just inserts, you prob need to pay just RM$60 for 100pcs..
But for personalised invites like that ones seen, depending on size, it'll be the same price like what u did.. if u are printing the same size one..
If its anything bigger...like the long one that we saw... MMm... i know for mine is RM$800 for 500pcs...
if its just 100pcs, it much more ex per pc...
So it'll prob be about $0.60-0.80 loh...
Definitely more ex than inserts. coz inserts is print on paper only...
Invites are thicker paper.
yes.. there're 1.5l wines..
www.ba*wo*ks.com has it too.. (replace * with r)
YL, get a pink gown! since u like pink.. hehe..
Kirei's had some nice website that time to choose from..
crown> 9ft x 9ft is quite okay.. but besides bed, what else are u putting?? my room is abt 9x12 feet. And we're only putting in mattress + 2 side tables..
its actually very big.. hehehe..
Coz we combine 2 rooms into one.. the wardrobe and study area in another room.. the 2nd bedroom used for our bedroom..
No TV and nothing else.. no distractions..
Ah Net> hahah.. i'll try.. if it looks really good.
We decide on our own locations and ask for PG's advice loh..
GOing to our church building in Jurong West to take...
then maybe botanical gardens. coz love the waterfall pics..
then either sentosa or changi beach.. then night scene.. hhee...
We'll bring a set of casual to change for casual wear.. then u might wanna bring some balloons for OD...
We bringing a fun plate we made at Far East's iDear Collection....
Prob some petals also....
We bringing our name tags to take in church.. coz we are both ushers..
Then bringing a couple piglets.. 1st present he gave me.. and also prob our wedding car's tortoise.. see if it can come in handy.. hehe..
Only managed to bought a pair of EG shoes last nite at JB. cheap cheap.. only $27.. hehe..
Prob going to buy another pair i saw at my neighbourhood that day...$39.90
Thinking that its better to get something cheap and will still wear after AD... else.. wasted.. hehe..
Gina> why need to pay $10?? for one person or what??
Botanical gardens no entrace fee one??
Okokie... i sms u later..
the COV is to be paid by 10days after ur 1st Appt..
On ur 1st appt, they will give u 2 slips of paper...
One is to pay for some misc things.. i forgot what.. hahah.. very cheap only.. pay immediately after the appt... its at 2nd level..
Then the other is to pay the COV at the same office by cash or cheque.. within 10days.. so u dun have to bring the money there..
can keep and earn interest for another 9 more days...
And by 2nd appt.. gotta go 2nd level to buy the fire insurance first.. then go for 2nd appt..
By 1st appt.. ensure u already invested whatever amt u want..coz they'll wipe out everything in ur CPFOA account.. and i'll be left with very minimum..
then they'll deduct the HPS for house.. then whatever is left... they take all... then the balance will be ur loan amt...
You have $40k loan?? then they'll deposit that amount into ur acccount.. then take it out again... heheh..
Meaning.. if ur house is worth $200 + $30k COV,
You need to pay $30K within 10days of ur 1st appt...
Remaining $200 - $40k grant = $160K.
$160K - whatever CPF u both have = loan amount.. divide by 30 years = monthly installment..
You dun pay the owner the $30k direct. Oh yah. $30k - whatever deposit u have paid when u sealed the contract..
Coz u have paid either $2k or something for deposit rite??
The remaining u pay to HDB...
They'll disburse the amt to him after 2nd appt done.. it'll take a few more days before the seller'll receive the money..
hahah.. such a long post... loso rite?? haha..
If u wanna lock away some money for investments.. u can look for me la.. hahaha..
Kai Ling> you mean u dunno what is the valuation of ur current flat? I tot u said there's a valuation report done in Feb?? Isnt that the Valuation??
U mean she didnt do any valuation on her house yet issit? Mmm.. then she's on the losing end...
but then.. she dun intend to do any valuation on her flat now??? She can always get a valuation report done rite? But if she is just asking for $343K and u are happy with it...
Then u just sign first loh.. true that by then the valuation may be higher... and u can save on COV.
Thats if u seal the contract now.
My fren bought a Woodlands 5 Room at $13k below valuation...
I cant rem the exact figure.. but its something like the owner didnt do any valuation report..
And they fixed the selling price at $275K. So after they signed the sales agreement, then the buyer did the report.. and the valuation came out to be $299K or something like that..
But they had agreed to sell at $275k and the seller till now is still unaware of the actual value.. coz the buyer paid for the report.. and there's no need for the seller to know what is the value of her flat..since they've agreed on the price..
It was abt 1-2 years back.. just before the property boom.. so my fren was sooo happy loh.. she saved on the COV and got a good deal...
hehe..
Hahhaa.. if u need help later on, can get my FH to give you a quote.. haha..
He's an ID.
kirei> cheap i have.. good.. okay only la.. hehe..
My Hub. above the KFC... $68 with scrub and massage for 30min and soaked in a big tub of hot water for 20min...
i think so.. cant rem the price liaoz.. i find it ok only.. not super fantastic hor.. but their facials not bad.. near my place ma...
I tot Kenko is VERY ex?? Mmm...