(2005) Brides of year 2005

ger2, if ur mil can help u do confinement, that will be great cos u can really save $ w/o CL. wat ur hb say is true, rather give $ to ur mil then CL. he got the same thinking as my hb and me =P we feel that own ppl easier to communicate, rather than outsider. if ur mil will be taking care of ur bb after ur ML, it also serves as a "obeservation" period how she will handle ur bb while u at work, at least more fang xin loh...

for nite feed, imo, u can't really depend too much on ur mil or CL. u have to do it urself mostly cos next time if u r bringing bb back home after work like me, u also need to take care of his nite feed. i feel it's a training ground during ML, especially for a first time mummy although ur mil and hb can help when u feeling tired and during confinement...

tat's wat i feel. sorry if i offend u in any way.
 


jenn ya lor, now i already think how man when i start to work..... 6am pump, bath and feed bb....
btw, did you pump in office? so you used the mtd i told you on how to store cool milk? you pump once or twice in office? cos i'm thinking how to wash the pump cos i intend to pump 3x in office with 4hr schedule leh...
 
Daphne,
I pumped in the executive toilet
Yap, i bot 2 ice pack and 1 cooler bag, after i pump, i stored the bottle inside the cooler pack and put in the fridge and when going home, i put in the ice pack which can last for hours.
So far, i only pump once in the afternoon, 3pm

For washing of pump, i think for medala, they have cleaning wipes, which u can use to clean the pump, but before using the pump, need to rinse and wait for 10min and u can use again without steriilising the pump equip.
 
Jenn,Daphne,Ting,
I also tink that engaging a CL better lor..At least they help to take care of bb lor...Tink this, will hv to discuss with mil again lor..WIll ask whether she can make it for nite feeds, clean hse and also take care of bb lor...hee..if she can't cope, then will engage CL lor..

bluegenie,
no prob ger...tks for sharing ur view...

Won't be bringing bb home after work...Will leave bb there, but after work will go bk inlaw hse, play with bb, take care of him/her, but won't be briging home until fri...Will take care on fri , sat and sun lor...cos our company transport is 6.05am, if wan to bring bb to mil hse in the morning, it will be 5+am, so not so good to bring bb to and fro when bb still small lor...
 
Newbbi,
So ur bb will be a weekend bb ya, but must ask whether ur MIL really ok with night feed boh...cos even for my mum, she want me to do night feed myself as daytime she helps me to take care of jayden, at night, she need rest ya if not, i see my mum so xin ku i oso bu ren xin lor !!!!
 
ger2, oic. so gd that ur MIL helped u to take care of bb day & night frm Mon to Fri. but then ur MIL won't find it too tedious? will she request u & hb staying overnight at her pl on certain days to help out?

my MIL is also taking care of my SIL's bb day & night frm Mon to Fri and she asked my SIL to come and stay overnight on certain days loh, if not, she buay tahan loh...not enough slp at night, day time still need to take care of two bb...hee.
 
ger2, oh...too bad, i can't access SMO *sobs*

for insurance, u can buy it once bb is born..and imo, u try to find a independent insurance agent so that she/he can help u compare ard the available insurance for bb in market to get the most comprehensive pkage.
 
jenn, no la, the early u buy insurance for bb, the less premium u will be paying...

Daphne, i feel it's better to buy minimum insurance for bb - a whole life insurance + medical insurance for bb as a basic loh..me also buying only these two insurance for my boy..
 
Blue genie,
Ya, me understand, my AIA agent is oso chasing us to buy the insurance for jayden, must work out our finance plan first, cos when my mum take care of jayden, we oso need to give extra allw, so have to plan carefully lor.

Me oso looking into whole life, medical and educational insurance.

BTW, may i know how much is ur premium per mth ??? Oso from AIA ?
 
jenn, ic ic. understand wat u mean by really need to work out and plan carefully. me has undergo the stage too..hee.

my premium per mth for bb insurance is ard $100+ for whole life & medical insurance. def. not frm AIA, can't remember which co liao...
 
Blue genie,
Can ask whether u got give ur MIL or mother the market rate huh ?????

Yap lor, allow increase and plus must buy insurance, me left nothing to save liew... very broke meh.
 
morning all..

jenn - do u n ur hb have e aviva medishield thingy.. u can consider tt as ur bb will then get free converage up to he's 20 yrs old.. hb n i haven't gotten any other insurance for isaiah other than tt.. =) my financial advisor actually adivsed us to hold off buying until isaiah is abt 6-8 mth as it's only then tt we'll noe properly how our finances are with this added one..
 
Cailtyn,
No lei, we dun have the aviva medisheild, both me and hb bot from AIA wan.....

Me oso thinking when to buy cos now finance quite tight lor...sigh ! But is a must to buy lei... keep telling my AIA to hold back !!! kee kee
 
jenn, no, we gave her slightly below market rate...

now caitlyn mentioned, i recalled my bb insurance is frm Aviva cos she mentioned abt free converage up to he's 20 yrs old...hee
 
jenn - get e aviva one.. more worth it.. coz jayden gets free coverage till he's 20! =) my advisor actually says at e moment, most impt is tt he has medical coverage which i agree lah... savings n all can come when hb n i are more cmfy financially..
 
caitlyn, agree wif u totally!!! hee...

i find that AIA insurance is quite expensive and sometimes not comprehensive if u go see ard other insurance co. pkages..so jenn, think u look at others first b4 buying frm AIA...u really see differences and also ur money will be worthwhile spent!
 
Caitlyn,
Aiya, cos the agent is my hb's ex coclick who has been in this line over 10 years,
So right now, all our policy are with aia, even for my pama and brother oso using the same agent... kee kee
 
bluegenie,
This one willhv to ask my MIL again lor..really got to discuss this again lor..

jenn,
Wat i meant was the insurance before giving birth one leh...Like lets say anything goes wrong with during the delivery, can claim frm e insurance company lor...Tink if i rem correctly, that time u all got talk abt this lor...hee
 
jenn, not necessary need a financial advisor from aviva, an independent financial advisor will do the job if u wanna buy frm aviva...if u need one, i can recommend u my agent.
 
jenn + ting - my financial advisor is with fineaxis (last time she was w philips capital) so she help us do all these lor.. hee..
 
jenn, my policy used to be all AIA one, but my AIA agent sort of bo chap bo chap so sort of fed up by his service so later got to know an independent finanical advisor, then slowly ask her to handle my insurance related issues...

ger2,ya, better bring up for discussion. if not later cannot cope u die man,where to go find extra help, right? all things must really plan in advance loh, if not, v. messy and worst later quarrel someone...u know wat i mean, right?
 
jenn, i tot newbbi is asking on insurance for pregnancy? that one must be before 4th month. for andrea, i've gotten her edu endowment plan which is obligation to my cousin lah... my hb nag at me for buying that... haha..
but yeah, i'll be looking to buy insurance for her but not sure which one yet. I'm getting IFA to find me the best insurance. AIA and GE are more exp usually. Jenn, if you want, i can get my hb's friend who is IFA to get different insurance polices for you to review. for medishield, i'm prob going with NTUC cos they just reviewed their plan after the new boss and it's better than Aviva. so I'm intending to switch to NTUC.
 
jenn/ger2, the NTUC policy for bb one muz tap on ur existing NTUC policy, right? think cannot solely for bb, cos bb not born yet and dun have official name leh...
 
haha, now many pp go for IFA instead... no wonder my hb going to get prof cert to be IFA too.... anyway, my IFA is from IFast and my hb is my advisor and he will tell the agent in IFA what to buy etc.... the same goes for all my UT, my hb is my advisor too.... and the agent just act on his instructions...
 
blue genie, the NTUC plan that newbbi and caitlyn mentioned is for preg time... if say bb got birth defects like cleft lips or premature etc, can claim medical exp... but not sure about how good is the coverage... that time i am looking into it cos my cousin's bb premature and medical costs is about 40k so she advised me to consider insurance during then...
 
Daphne,
Me blur lah, i tot newbbi is asking insurance for bb .... didnt tot was for pregnancy period.

Oh i see, so ur hb is going to be IFA too huh ????
 
jenn, haha.... dunno he lah... cos his friend who runs the Ifast keeps asking my hb to join him.... anyway, my hb already hold AFP so now completing more modules to be CFP....
 
blue genie, is it? cos my hb and the agent says that for NTUC, now they can just buy the enhanced shield plan.... i was also looking into Aviva cos if both parents are holder, then bb is free protection till 21 years old and then my agent told me to hold cos the new plan just came out last tues as NTUC just had a new boss and they reviewed the plan... and after that, it seems that NTUC is better leh...
 
wua...bery confusing leh...

Daphne,
so NTUC has the insurance plan during pregnancy one? must buy before 4mths?

Caitlyn,
do u rem how much is the preimum?

Jenn,
must buy b4 bb 10wks old??
 
Jenn,
its okie ger...

Caitlyn,
hehe...=)..tks ger...tink i go check with my insurance agent lor..tks..

Ask u all hor, when u all preggi, do u experience like giddy when hungry leh?

How does heartburn feel? Cos I dun even knoe whether is it I got heartburn leh...just abit umcomfortable in my chest...got abit of tummy ache this morning...
 
wah the thread move so fast.

newbbi, my cot is around 280.

blue genie, it is the one behind the coffee shop at LRT. forgot which block.

This sat i am starting the pre-natal class, hope can learn something from there.

Newbbi, for me, I get a CL cos my mum is working, and i definitely dont think MIL is a good choice, and truly speaking i dont think she knows how to help or she wants to help. Truly speaking, these few mths, i have told my hubby that i truly cant feel any concern from his parents, cos never a time they ask about me, my health or wat we need....

maybe call me too sensitive, but every week my parent will get plenty of fruits and good food for me, make bird nest etc.... but none from IL side.
 
re-hi everyone! me back frm lunch.

Daphne, oic..maybe they change the regulations again bah. i dun really follow on it, cos once i buy already (since at the time is the best available one), i will not ask anymore and juz pay the premium every yr loh...hee.

Winnie, oic, nv really go notice that there is one behind the coffee shop at LRT leh, now u tell me then i know...haha..

dun feel tat way abt ur PIL la, maybe they will show u more concern in ur later stage of pregnancy leh...stay positive.
 
Daphne,
yes,my boy sighs too, especially when he want someone to cry him, but no one respond to him, he cry, then we carry, he happy then he give us a loud sigh....pattern alot meh
 


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