tootie, i am staying in SK after my customery too... ops btw, regarding the montage, i think hard to share leh, cos it is 7 MB plus...
regarding the flat, when you choose the flat, you pay $2k.. then when the keys is ready and you go down to pay your downpayment, it will be offset from there... do note taht there are alot of other unforseen cost here and there....