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Depends on a few things like: 1) whether you want to pay cash or pay by CPF. OCS lets you pay by CPF. But I heard they charge interest too. 2) whether u can find a better deal. Some ppl say OCS is more ex. But material prices keep changing so prices might change 4 years later when u finally get...

u can try this app called Nestr. I saw my friend using it just last week. Sounds quite fun. u swipe through design photos and based on your choices, they help you match up with the relevant interior designers. its like tinder/paktor for renovation. but i think this is only for IDs. not contractors

Now that you say it like that, I probably should follow like you too. But do u all still keep in contact with your ex? Cos I stopped contact about 1 year after we broke... but as I look back, I think I owe him an apology for being super unappreciative of his efforts last time. but we both...

for new BTO 4rm HDB it varies around 30-50k. depending on what design you want. if your house is already old, probably need alot of removal works and hacking. so shld be slightly higher.

I have a friend with a very similar case like yours. But they had been dating for about 5 years and the guy had to go US for 5 years as part of work. So they got married first (yes, even though the girl was below 25 back then).then they left for US together. The girl permanently stays in SG to...

Hello, do you all throw away those things given by your ex? I have a new bf now but I am still keeping those things given to me by my ex. like necklace, soft toys etc. I dont need these items and I dont even look at them. But I thought its a pity to throw away expensive items. So I just keep...

but generally i heard that contractors dont really go by black n white. they go by trust. thats why when u engage a contractor have to be more careful. I have heard of stories of contractors disappearing for a few days after beginning work.

when did you go? I went for my good friend's weeding there. it was not too bad leh. but the place was quite squeezy...

Yeah Ping Jing is given by the groom's parent. But im not sure if its appropriate to link ping jing with the wedding tables your mum wants. maybe check with your hubby first. see if it's ok for him and his mom. I had a friend who asked her parents to pay for the additional tables if they also...

I think 1-3 months is more than enough. Some IDs are very popular so they cant help you do without you booking in advance. and it takes time to discuss the work in details. And you probably will want to find a few renovators to compare their quotations. But dont do it too early in advance. the...

Nope. Main con is what most people loosely refer to as contractors. Main Contractors only take in what you want to do and get it done for you. Usually they hire sub cons and manage them for you. IDs do the same + some other value added services: - Designing your home together with you -...

There are different parties involved in the renovation process: 1. Interior Designers or Main Contractors get in touch with home owners. Home owners tell them what they want. 2. IDs/ Main Cons go and source for sub contractors to do the renovation job 3. Sub contractors does the procurement of...

Depends on whether u want convenience or save money. IDs take a cut from sub cons so of course must pay more. how much is their cut is a different story

Hello! I've been with my boyfriend for over 3 years. We are both working but with an average income. We both want to marry soon but is worried about the financial burden that comes with it (wedding banquets, getting a new home etc.) How financially stable must you be before you consider marriage?