Singaporebrides | Essentials

September 2023

6 Savvy Ways to Keep Your Wedding on Budget

Balancing the wedding budget is one of the biggest challenges in wedding planning–but we’re here to help with 6 savvy ways to keep it on track!

As you step into the exciting world of wedding planning, you’re likely envisioning a day filled with joy, love, and unforgettable moments. However, the path to your dream wedding can sometimes be accompanied by hefty price tags and financial stress. The key to managing your wedding budget is to make informed decisions and stick to your priorities. Flexibility and creativity can go a long way in keeping your wedding both beautiful and within your budget.

Here, we show you 6 easy ways to stick to your wedding budget while keeping your celebration true to your love story.

1. Prioritise with Intention

The key to having the wedding of your dreams within your budget is intentional prioritising! Decide which elements of the wedding are most important to you and your partner. If you’re finding yourself marking every single wedding thing as high priority–the dress, the food, the napkin rings!–try ranking everything in order of importance to you. Allocate more budget to prioritised aspects, and be prepared to make compromises in other areas. You can also think of which items will make a bigger impact on the overall vibe of your wedding. For example, your guests will likely remember a beautiful and unique venue more than what shoes you wore or whether your invitations were letterpress.

2. Set a Realistic Budget

Now that you have an intentional vision for your wedding, it’s time to set a realistic wedding budget by openly discussing priorities and finances with your partner. Assess your individual financial situations, any contributions from family, and what you’re willing to allocate to each aspect of the wedding. Research average costs and allocate percentages to different categories, creating a total budget that aligns with your means. Track expenses meticulously to help control costs, ensuring a meaningful wedding celebration within your financial limits.

3. Pay for Your Wedding Strategically

Once you’ve decided on your wedding priorities, you can work towards your wedding vision as a whole. With your wedding budget allocated wisely, you can start looking for the most strategic purchases to get the most bang for your buck.

Using credit card promotions for your wedding venue can be a strategic way to save money, especially for big ticket items such as your wedding venue and reception. Many people know that putting a big wedding purchase on a credit card can earn miles for their honeymoon, but don’t forget to take advantage of exclusive promotions when you pay with a certain card too.

Citi Credit Cards has partnered with prestigious hotels and wedding vendors to bring cardmembers an array of exclusive offers:

Paradox Singapore Merchant Court at Clarke Quay

With views of the Singapore River, Paradox Singapore Merchant Court at Clarke Quay is a great wedding venue in the heart of the city. Citi Cardmembers enjoy up to an incredible $2,688++ off their wedding bill. They can enjoy a host of incredible privileges, that include complimentary unlimited servings of beer together with a one night stay in the luxurious Bridal Room with breakfast for two at Ellenborough Market Café. Additionally, they can enjoy a complimentary upgrade of the Day Use Room to an overnight stay in the Luxe Room.

Valid until 7 May 2024.

Orchard Hotel Singapore

If you’re looking to make a grand entrance at your wedding celebration, don’t miss Citi Cards fantastic offer with Orchard Hotel Singapore. Enjoy an amazing 5% discount off your wedding banquet in the largest pillarless ballroom holding up to 100 tables, Orchard Hotel Grand Ballroom, and let the indulgence continue beyond your wedding day with a complimentary two-night stay in the opulent Bridal Suite, right in the heart of Singapore.

Valid until 31 December 2023.

Hotel Fort Canning

Nestled in the lush greenery of Fort Canning Park, Hotel Fort Canning features an array of enchanting wedding venues that are enhanced by its grand colonial architecture. From fairytale garden settings with lights twinkling overhead, to an elegant marquee, to exquisite ballrooms, you’ll be spoilt for choice. Book your wedding package with a Citi Card and receive a complimentary post-event High Tea set for six worth SGD228++.

Valid until 30 April 2024.

Andaz Singapore

Enchant your wedding guests with the abundant natural light and modern and stylish design in Andaz Singapore‘s stunning wedding venues, The Glasshouse or Garden Studio. Celebrate with a complimentary bottle of exquisite house-pouring red or white wine for every 10 guaranteed adult guests when you book your dream wedding venue at The Glasshouse or Garden Studio.

Valid until 31 December 2023.

Grand Copthorne Waterfront Hotel

With its romantic waterfront gazebo and newly refurbished ballrooms, including a towering six-metre high ceiling and pillarless Grand Ballroom, Grand Copthorne Waterfront Hotel sets the stage for a celebration to remember. Book your wedding with a Citi Card and indulge in a free flow of ice-cold beers and exquisite wines throughout your wedding celebration.

As a Citi Cardmember, you’ll also receive a whopping $100 off per table for dinner bookings, two nights of pure bliss in the opulent Bridal Suite, and a complimentary one-night stay on your first anniversary.

Valid until 31 December 2023.

Sheraton Towers Singapore

In the heart of the city, Sheraton Towers Singapore offers versatile spaces that can be configured for your ideal celebration.

Citi Cardmembers can enjoytwo of these incredible wedding privilegesdesigned to help you create your unique celebration:

  • Free flow of wine for 3 hours
  • Free flow of beer for 3 hours
  • An additional night in the Bridal Suite, with a sumptuous breakfast for two, and exclusive Lounge Access

Valid until 31 December 2023.

Fairmont Singapore and Swissotel The Stamford

With romantic new wedding themes, magnificent pillarless ballrooms, and exquisite wedding menus, Fairmont Singapore and Swissôtel The Stamford promise a wedding that truly celebrates you and your love.

After an unforgettable celebration with your loved ones, relax and unwind as newlyweds with an additional one-night stay in the luxurious Bridal Suite with a romantic breakfast for two, only for Citi Cardmembers.

Valid until 14 May 2024.

One Farrer Hotel

Featuring sparkling chandeliers and high ceilings, the Grand Ballroom at One Farrer Hotel is a timelessly elegant space for wedding celebrations. Whether you’re after a traditional Chinese 9-course banquet or an aromatic Indian wedding buffet, the dedicated wedding team will take care of every little detail to ensure you have an unforgettable occasion.

Exclusively for Citi Cardmembers, indulge in an additional night’s stay in the pampering Bridal Suite when you book your wedding banquet with a Citi Card.

Valid until 2 April 2024.

4. Cater to Your Wedding Vision

Bellygood Catering

It may fit your wedding vision and budget better to cater your wedding at an alternative venue instead of a traditional wedding venue. Eat, drink, and be merry with a good wedding caterer that your guests will talk about for days, and save money while you’re at it, by taking advantage of a credit card promotion like Citi’s exclusive wedding offer with Bellygood Catering. Simply pay for your wedding package with a Citi Card to enjoy 10% off!


With hundreds of caterers to choose from, FOODLINE.SG is the nation’s largest catering portal. Cater a sumptuous wedding buffet after your solemnisation ceremony or make your wedding experience uniquely unforgettable with a decadent ice cream bar or dessert table. Take advantage of Citi Cards’ wedding promotion to stick within your budget, and enjoy 10% cashback with a minimum spend of $1,500 (capped at $150), simply by using the promo code “CITIWED10 + first 6 digits of your Citi Card”.

Valid from 15 September 2023 – 31 August 2024.

5. Stagger Your Payments

Love & Co.

You don’t have to pay for everything in your wedding at once. Staggering your payments can help the overall wedding budget be less overwhelming. Buy now, pay later with Atome and Citi Cards and split the purchase of your bridal jewellery into 3 monthly payment for free, with 0% interest! Score exclusive discounts such as $50 off $1,000, or $100 off $1,500 when you shop at brands like Love & Co., Goldheart Jewellery, SK Jewellery, and more, with Atome and Citi Cards.

Turn other big purchases into affordable instalments with Citi Paylite.

6. Get Your Timing Right

There’s always a right time for everything, and one great way to keep your wedding on budget is to strike while the iron is hot, or while exclusive wedding privileges are ongoing! Maximise your rewards and benefits by being strategic about when you purchase items on your wedding list. Read through the promotional periods of various offers so you don’t miss out!

Don’t have a Citi Cash Back+ Card yet? Apply now and enjoy 8% cash back* on up to $4,000 spend in the first two months. Plus, get 1.6% unlimited cash back on your spend all year round. *T&Cs apply. Applicable for new Citi Cardmembers.

Visit Life and Money by Citi today to find out more on how to stretch your dollars and find out the best deals and rewards from Citi.

Credits: Images courtesy of respective hotels.

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6 Savvy Ways to Keep Your Wedding on Budget