I do agree that if a guy wants to marry you, financial status should not be the barrier holding him back. You guys can go with a simple wedding by inviting small groups only family and close friends. Is he an egoistic guy who goes for perfection to fulfill his man ego? Or did you share with him that you wanna have a princessy dream wedding which he felt its difficult to achieve?
There are many reason why one is not ready to commit to marriage at one point, you may want to find out more.
Give yourself some thoughts... do you want to marry him coz you really love him? or you just want to get yourself off the rack soon to upgrade yourself with a title 'Mrs' coz of the age?
From what I've read in your post, it seem to me that if he can't fulfill the marriage within your time frame to settle down, then you will alight anytime and hop onto another guy that comes along. If this is love~ can this r/s be given up so easily?
You mentioned you are afraid that by waiting for another 2yrs, there might be unforeseen reasons and resulted the r/s to fail. So if he really does propose and marry you now, aren't you afraid the marriage might fail due to such unforeseen reasons? What worst if you have kids that come along... that will be a heavy burden for both of you.
I guess now you shouldn't be worry on whether you are in time to have kids... whats more impt is if both of you are in same frequency to settle down now or later, and if he is really meant to be your life partner. If he's not, move on and search for the ONE.
I'm 32 this yr, just got married months ago. Whether or not we can have our own children, its still a qns mark. We are sure its not any age issue if we can't as there are many many factors being involved. Whats more important to us is to have a healthy marriage, good health & good lifestyle. Children~ just gotta work double hard or triple harder for it. They are gifts from God and shall be a bonus when it happens.