Transfer of HDB ownership after divorce

secretgardenfc

New Member
Hi all,

Could anyone pls advise me?

My soon-to-be ex-spouse has agreed to transfer the flat to me as I have the the full custody of our child in which I only have to refund him half of what he had paid for. Currently I only have $30+K in my COF OA account. I do not wish to sell this flat yet.

HDB Purchase price : $470,000
Current HDB loan balance : $200,000
My OA account: $35K

How does HDB calculate to see if one is eligible to apply for HDB or bank loan?

I understand that buyer have to pay for admin fee, stamp duties etc in cash as well. Would I be able to waive off in special circumstance such having child custody and single mother?

Im seeking your advice as I'm worried that after I filed for divorce, i hv to settle the housing matters within 6 mths, I may ended up have to sell the house cos of my eligibility
 

eileen85

New Member
hi there, your income and debt also comes into play on your loan eligibility. Suggest you to take bank loan due to the low interest rate. You can speak to a banker to find out more. If you need to pay him half of what he has paid, in addition to the loan balance, you have to shoulder half the amount which he has paid so far.
 

jiayan

New Member
Hi all,

Could anyone pls advise me?

My soon-to-be ex-spouse has agreed to transfer the flat to me as I have the the full custody of our child in which I only have to refund him half of what he had paid for. Currently I only have $30+K in my COF OA account. I do not wish to sell this flat yet.

HDB Purchase price : $470,000
Current HDB loan balance : $200,000
My OA account: $35K

How does HDB calculate to see if one is eligible to apply for HDB or bank loan?

I understand that buyer have to pay for admin fee, stamp duties etc in cash as well. Would I be able to waive off in special circumstance such having child custody and single mother?

Im seeking your advice as I'm worried that after I filed for divorce, i hv to settle the housing matters within 6 mths, I may ended up have to sell the house cos of my eligibility
Hi

I am in a similar situation as you. May I know how the calculation for what u need to refund back to your ex spouse cpf? And what other fees u need to pay for?
Thanks
 

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