winnie_gal
New Member
hehehe..i tink those ppl who stay there are more excited to see our hse.... siao..
we need to put a sign outside...
we need to put a sign outside...
Sembawang Green BTO sep 06
- Thread starter iceblue27
- Start date
Hi Finn
I'm looking for contractor for my new home. (Blk 490).
Can you share your Patrick's (Ho Bee) contact no? You can PM or email me directly at [email protected].
Thanks!
I'm looking for contractor for my new home. (Blk 490).
Can you share your Patrick's (Ho Bee) contact no? You can PM or email me directly at [email protected].
Thanks!
winnie_gal
New Member
anyone went blk 488 ard 9plus ytd? when i come out from lift i saw one couple gg into the lift of blk 488... hehehe...we're future neighbour..
winnie_gal
New Member
Finn: i hav nt move in yet...now the whole estate still very quiet..only a few lights on when i visit the blk ytd...
may i know izzit blk 490 dun hav bay window de?
may i know izzit blk 490 dun hav bay window de?
Edward Tay,
Found this website with L-box similar to what I did for my living room.
http://img28.picoodle.com/img/img28/5/12/18/f_DSCN1816m_e22c7cb.jpg
Just put in 3 downlights at the left and 3 on right of the living room.
Found this website with L-box similar to what I did for my living room.
http://img28.picoodle.com/img/img28/5/12/18/f_DSCN1816m_e22c7cb.jpg
Just put in 3 downlights at the left and 3 on right of the living room.
Hi everybody..
Just view my flat today blk 490
Seems ok only that the master bedroom is quite small..
having headache about the built in wardrobe... becos of the beam..
thinking of making a false wall closing the door opening to crate an L shaped built in wardrobe..
any ideas... ?
both toilets on the other hand though is slightly spacious...
Just view my flat today blk 490
Seems ok only that the master bedroom is quite small..
having headache about the built in wardrobe... becos of the beam..
thinking of making a false wall closing the door opening to crate an L shaped built in wardrobe..
any ideas... ?
both toilets on the other hand though is slightly spacious...
edwin_teoh
New Member
waiting... waiting... and waiting... ...
winnie_gal
New Member
Navajo78, ur toilet is big? omg...my common toilet and MBR toilet is so small..
winnie_gal
New Member
Jes: i heard bout this before... my fil also comment that if we install sys 4 our living won't be soo cool...?
piggylover
New Member
haiz.. i see the chances of getting on 10 Jul dont seem high le. cos nw already 1st Jul le. if next wk getting key tis wk shd inform le. info from tat contructor is not rite.. ="(
xuan_ting,
I went MAYBank and they still having promo. But the guy didn't give me a complete picture.
I need to seek your advice because you went thru the process liao. He mentioned something about the mortgage insurance. The insurance must approve first then bank will disburse $ to HDB. If your insurance not set up, even your loan approved also no use.
So your Home Protection Scheme (HPS) and Fire Insurance is buy from where? You get from HDB or MAYBank???
Also when we receive letter end of month that is consider first appointment? or?
Anyone can advise?
I went MAYBank and they still having promo. But the guy didn't give me a complete picture.
I need to seek your advice because you went thru the process liao. He mentioned something about the mortgage insurance. The insurance must approve first then bank will disburse $ to HDB. If your insurance not set up, even your loan approved also no use.
So your Home Protection Scheme (HPS) and Fire Insurance is buy from where? You get from HDB or MAYBank???
Also when we receive letter end of month that is consider first appointment? or?
Anyone can advise?
xiaotingdang
New Member
Nichiyobi, HPS is complusary for people who takes up bank loan. Solicitor will help you to apply it during the time of signing the agreement for legal matters.
HPS can pay through your CPF account, beside this, you still need to pay to your solicitor about $300 for HDB survey fees. That was crazy matters.
I hope this can help you to clear your doubts.
Cheers.
HPS can pay through your CPF account, beside this, you still need to pay to your solicitor about $300 for HDB survey fees. That was crazy matters.
I hope this can help you to clear your doubts.
Cheers.
Hi all,
Check this out..come and watch the firework on 4-Jul Sat around 8:15pm. First outing for Sembawang Greeners ?
http://www.myhometown.sg/Forum/tabid/84/forumid/216/postid/29171/view/topic/Default.aspx
Check this out..come and watch the firework on 4-Jul Sat around 8:15pm. First outing for Sembawang Greeners ?
http://www.myhometown.sg/Forum/tabid/84/forumid/216/postid/29171/view/topic/Default.aspx
Nichiyobi
HPS & Fire insurance must buy from the appointed insurance company by Maybank since take loan from Maybank. HPS can pay thru CPF but Fire insurance pay by cash. We can only swift the insurance company after we had cleared our loan with Maybank. Fire insurance fee will be higher than buy from HDB. HPS fee will depend on owner age. For HPS, depend on how many ppls as owner of that house. For your case, look like owner will be 2 names but payment come only from 1 owner, if that the case, you have to buy 100% for 2 person. Cos if you only buy for yourselves, what if anything happen to you, the other owner of this house will still have to pay the outstanding balances. May be you can check in detail with the lawyer since you will be taking banking loan, he/she will give you a much clearer picture. Although I already sign the loan agreement, but I not yet buy any insurance cos I haven't took the key. The letter that we should receive soon, should consider as 2nd appointment. First appointment is the one which we pay the 5% or 10% deposit. Btw, the contractor from Blk 488 told me that 487 will start to collect key on 10Jul onward, dun know how true is it. But I think should be quite true, as the contractor always at the site, they will know more than us. So, let work hard to open mail box everyday, as letter from HDB might arrive within these few days. Cheers
HPS & Fire insurance must buy from the appointed insurance company by Maybank since take loan from Maybank. HPS can pay thru CPF but Fire insurance pay by cash. We can only swift the insurance company after we had cleared our loan with Maybank. Fire insurance fee will be higher than buy from HDB. HPS fee will depend on owner age. For HPS, depend on how many ppls as owner of that house. For your case, look like owner will be 2 names but payment come only from 1 owner, if that the case, you have to buy 100% for 2 person. Cos if you only buy for yourselves, what if anything happen to you, the other owner of this house will still have to pay the outstanding balances. May be you can check in detail with the lawyer since you will be taking banking loan, he/she will give you a much clearer picture. Although I already sign the loan agreement, but I not yet buy any insurance cos I haven't took the key. The letter that we should receive soon, should consider as 2nd appointment. First appointment is the one which we pay the 5% or 10% deposit. Btw, the contractor from Blk 488 told me that 487 will start to collect key on 10Jul onward, dun know how true is it. But I think should be quite true, as the contractor always at the site, they will know more than us. So, let work hard to open mail box everyday, as letter from HDB might arrive within these few days. Cheers
Nichiyobi
U mention about Mortgage Insurance, my loan agreement din mention this. Might be becos my loan figure very very small & loan period not that long too. Normally if we can't pay our bank loan, they will just take away the house & resell it to the market.
U mention about Mortgage Insurance, my loan agreement din mention this. Might be becos my loan figure very very small & loan period not that long too. Normally if we can't pay our bank loan, they will just take away the house & resell it to the market.
winnie_gal
New Member
Jes: i took sys 3 plus one casemenet aircon...
Xuan Ting, I read from CPF website that HPS is calculated based on the percentage each owner is paying per month for the installment. I went down to CPF today and seek clarification. They very helpful tell me yes, if got 2 names, only 1 is paying the monthly installment via CPF, then he will buy 100% on himself while the other name is 0% so long total is 100% can liao.
Sorry guys for using bad word but.. the stupid HDB, today i called they can't tell me who the process or work flow is... I asked if HDB will help process the HPS since bank will only disburse the loan to HDB upon HPS approval. HPS will only come in after we confirm get the house. Then the stupid HDB very VERY STUPID. I asked when will know house ready. They say contractor handover keys to HDB then they will notify us to take keys. Then when I ask because I am taking bank loan, so when will they inform me to go down to do all the paper admin. They STUPIDLY say, when HDB receive bank cheque they will call us to take keys. Then I ask again. So will they send us letter to tell us please get ready your bank loan etc. They EXTREMELY STUPID say we have to approach the bank to process the loan first. WT!!!! So if WE AS THE PURCHASER DID NOT GO APPROACH THE BANK GET READY THE LOAN, HDB WILL NOT INFORM US AT ALL!!!! WT!!!! Then @#$$% stupid. HDB say if they never receive the bank cheque they just wait till a date and maybe send out a reminder letter to us. OMG..... If still got any neighbors who didn't know they go to go bank loan settle HPS first and wait till end july... they will definitely have to reschedule the appointment to take keys... HDB simply can't figure out the work flow and direct us at all.. i was sooooo irritated when I asked.. "What is the work flow?" and they cannot tell me exact to the point.... this is very VERY SAD.... They really should change to HDB.COM not .GOV.... everything not sure.... not like CPF.. u ask they tell u what to do...I don't even have to Q up at CPF to ask all these the basic questions about HPS.. their staff explain clear straight to point... now i know why HDB no more loan to all but outsource liao cuz their standard also drop liao.
Sorry guys for using bad word but.. the stupid HDB, today i called they can't tell me who the process or work flow is... I asked if HDB will help process the HPS since bank will only disburse the loan to HDB upon HPS approval. HPS will only come in after we confirm get the house. Then the stupid HDB very VERY STUPID. I asked when will know house ready. They say contractor handover keys to HDB then they will notify us to take keys. Then when I ask because I am taking bank loan, so when will they inform me to go down to do all the paper admin. They STUPIDLY say, when HDB receive bank cheque they will call us to take keys. Then I ask again. So will they send us letter to tell us please get ready your bank loan etc. They EXTREMELY STUPID say we have to approach the bank to process the loan first. WT!!!! So if WE AS THE PURCHASER DID NOT GO APPROACH THE BANK GET READY THE LOAN, HDB WILL NOT INFORM US AT ALL!!!! WT!!!! Then @#$$% stupid. HDB say if they never receive the bank cheque they just wait till a date and maybe send out a reminder letter to us. OMG..... If still got any neighbors who didn't know they go to go bank loan settle HPS first and wait till end july... they will definitely have to reschedule the appointment to take keys... HDB simply can't figure out the work flow and direct us at all.. i was sooooo irritated when I asked.. "What is the work flow?" and they cannot tell me exact to the point.... this is very VERY SAD.... They really should change to HDB.COM not .GOV.... everything not sure.... not like CPF.. u ask they tell u what to do...I don't even have to Q up at CPF to ask all these the basic questions about HPS.. their staff explain clear straight to point... now i know why HDB no more loan to all but outsource liao cuz their standard also drop liao.
Hi Nichiyobi
I have gave up with calling HDB line long time, instead I will go to HDB Toa Payoh and seat down to talk with the customer service there. They provide a very clear explaination. Hope this helps. Just drop by and ask them because those mending the calls are just for general enquiries.
I have gave up with calling HDB line long time, instead I will go to HDB Toa Payoh and seat down to talk with the customer service there. They provide a very clear explaination. Hope this helps. Just drop by and ask them because those mending the calls are just for general enquiries.
edwin_teoh
New Member
i saw all the windows of our blk being closed. doors should be locked. tat means keys should be given to hdb. why are they taking so long to put up the key collection dates? cant they understand our feeling of waiting and waiting and waiting??
hi all just like to share this link
http://forums.hardwarezone.com.sg/showthread.php?t=1942789&page=4
gt a list of electrical appliances shops which are cheaper than those megastores like courts.personally i call a few on the list(not all)to compare prices. everjoint price are the cheapest and still can go lower.so in case u all havent buy your appliances yet.u all can consider these shops.
http://forums.hardwarezone.com.sg/showthread.php?t=1942789&page=4
gt a list of electrical appliances shops which are cheaper than those megastores like courts.personally i call a few on the list(not all)to compare prices. everjoint price are the cheapest and still can go lower.so in case u all havent buy your appliances yet.u all can consider these shops.
sagigal121
New Member
Hi! I'm from Blk 490. Looking ard for ID now... realised that those contractors running ard downstairs and getting us to go to their showflats did not actually put up the HDB renovation permit notice on the wall... is that normal for new flats on renovation?