Hmmm.. I just wonder how many of the above parties managed to transact without an agent, as many above mentioned 'no agents pls'... Is it really so easy to DIY? All the hassle and documents and trips to lawyers and HDB for submissions. Is it really worth the time, instead of just paying someone to do it, and what's more that person can be 'at yr beck and call'? Imagine if u do it wrongly and the dates got delayed... Hmmm... I just wonder...