Depends on ur tolerance for cold, but ur list is too much duplicates for me. I'm considered "average" cold tolerance.
typically, i hate thermals coz will feel v. uncomfy indoors and unless I'm intending to spend more time outdoors like winter trek, else i'll swear off thermals.
Coldest i've been spending time is in hokkaido, up to -30C plenty of snow. Its always an inner shirt for me + long sleeve + good jacket (those 3-in-1 jackets). then + jeans with thick socks & covered shoes. most impt is actually a good woolen hat & good gloves as most of our heat loss up to 50% of it actually is through our head. remember hat must cover ears. else u'll experience painful ears in sub zero temperatures