Need some advice from any of the experts here. Me and my wife have ROM for about 2 years now but have not have customary. Due to severe problems in our marriage, we are discussing to go for annulment. Problem is, we bought an EC (Executive Condo) about a year ago and it still have not TOP yet. We have not collected the keys. Anyone know of the legal implications of this? Do I return the EC to the developer or HDB? How much is the refund? Please help. Thanks.