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Longmarch, scooby is a lady if you read from her earlier posting. she's in the US visiting her hubby.

Sakura, thanks for the info/advice. yah, i seriously got to think about this. hi scooby, importing dogs from overseas quite troublesome right? you need a lot of papers, quarantines, etc, to handle. on another note, why not get scrabby-doo? haha, just joking (lame).

thanks ah eng. maybe i should just do that too, since i am tied to citibank on a 3 year contract, and the 3rd year rate is not fixed.

by the way Sakura, are your lawyers WLLAW ? wonder if i can change my lawyers without paying extra. anyone knows?

sakura, ah eng: isnt progressive payment better? why opt to take the full loan when the developers dont need the money? shouldnt we only pay what is due? longmarch: how sure you are that your lawyers doing for you? i spoke to my lawyer, which is (WLLaw and partners or something like that)...

welcome scooby! i guess you need to check with the AVA if you want to go by the rules. anyway, i have a question for everyone... all of us are on the progressive payment scheme, where our monthly instalments increase as our bank disburses more money to the developer. as you know, we have...

things are much the same i guess. except my one week old baby ggirl!!! you go country x when come back? can buy those car decals they stick on their car (white oval shaped with the initial of the country in black) from country X? i mean, if you come across. dont have to purposely look for it...

everyone be careful. longmarch is a commie. he will report what you say in the forum to the secret police, then they'll come and take you and your family away to some secret place, where they'll torture you for years, trying to find out where you got all that money to buy park green condo...

which EC project has been around for 5 years already? is Florida the 1st EC to be built? isnt that like less than 5 ears ago?

Bluetooth, the resale of EC will defintely not fall below it's purchase price, unless we are talking abt a very bad property market slump. which is unlikely in land-scarce Singapore. but you asked if the resale value of ECs be lower than than of a private condo after 5 years as well, isnt...

yah, i heard this somewhere that ECs will be privatised after 5 years have lapsed. so you will not be tied to any of HDB's ridiculous...wait, let me say that again.. R-I-D-I-C-U-L-O-U-S restrictions that have wrecked the dreams of many potential home-owners either becos they are not married or...

but with the restrictions, we get prices that are maybe 70%-80% cheaper than private condos. it balances the equation. longmarch, you know when the actual showflat in one of the blocks will be ready?

yes, other condos got!!! but i think the one i saw is a private condo - Queens.

hi sakura, abt the seperate plans vs a single policy. i dont think it works that way, cause ultimately, the premium you pay depends on the sum assured of the policy. i dont believe other companies will want to price themselves out of the market if prudential's prices are half of what the...

how abt a beer tonite? have to meet at gardens for MZ's wedding coordination.

anyway, i never check my yahoo email acct for a long time, so ah eng, thanks for forwarding stuff to me. longmarch, how bt forwarding some to my office address too? thanks.

yup. we go back 15 years. anyway, i think you should ask you gf to buy 50% of loan amt, and yourself the other 50%. so for eg, if a couple took a loan of $500k, the guy will buy an MPP with a reducing benefit of $250k sum assured, and the wife/fiancee the other half. so one dies, you have...

longmarch, in reference to your questions... i've just paid my first instalment of $174 plus, and of course the 10% cash deposit, and 10% CPF deposit. this is probably less than 21% of the full loan amt. but the younger you purchase an MPP, the cheaper. i guess it all depends on your state of...

Hi all, nice to hear your feedback. anway, an MPP has a reducing benefit system becos as you pay, your loan amt gets smaller, and the MPP will be zero when the term runs out i.e. at the end of our loan. this makes it cheaper than your usual life insurance policy. i extracted an article from...

ah eng, how come you pay so much already??? i'm not expecting to pay so much till probably next year or the year after next you know. anyway, dont really understand what you mean by Instead had added more ins coverage on my insurance rider....cos the coverage remains compared to mortage ins...