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hi jolyn88, yes, they will still be able to help you. first consulation is free, last for maybe half hour to and hour.

hi joycelyn, contact them and see what happen. maybe they will be able to help you. take care

hi debtgal, the payment for their services is a lump sum. depending on how many banks u need them to help you neg. i asked them to help me neg for abt 5 banks and i paid 500. plus 30 admin fees. and they allow me to pay 250 each month for 2 months. Neg will take abt 2 - 4 months i think...

hi debtgal, be i went to them, i couldnt meet the minimum payment for all the banks. so what they do is they help us neg with banks for a lower interest and lower installment monthly. from 400 to 500 per account, i now pay 120 - 150 per account. i take a longer time to pay no doubt but at...

sorry tel phone is 68469077

hi debtgal and jocelyn, contacts as below: Synthesis Consultancy 58 kallang pudding road #06-01 Singapore 349330 Tel: 68463077 u can look for a gal called christie i hope it will be of some help.

hi debtgal, i went to CCS, credit couselling b4. but they arent of much help. first, you need to attend a talk and then wait for 3 months after you submit your papers b4 they are willing to see you. the charges are much lower than the commerical credit considation company but they take way...

hi jocelyn, wat u can do is instead give up all your cards. call the banks, tell them that u want to cancell your cards and change all the current debts into installments basis. neg for lower interest. as low at like 10% - 15%. then they will spread the sum over say 3-5 years, bring yr...