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The repayment is according to how much you have paid so far in the payment. If you have been paying more, your losses will be higher too. As for procedure will refers to the stage of the house. If it has passed 5 yrs of min occupancy? Or haven't take keys ..

Hi, I was in a 7 years r/s with my ex -fiance and we had a hdb which we surrendered last year 2016 October. He promised to say he wanted to pay for e Hse and e renovation. He had an affair on 2015 with a China massage woman online and he even flew there to sleep. It is through sms which I found...