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Thanks!... i'm aware of the CPF regulations, but i'm referring to EPF (Malaysia). Is there any way of withdrawing my EPF? or do I have to give up my citizenship?

hi ladies, any idea or way i can withdraw my EPF out, without using it to buy property or investments? Thanks!

ya lor... that one trip alone cost me $12. Another $12 just to get the Q no. And they dont accept other colour background photos except for blue. sigh...So sad that the system is still inefficient. btw, happy long weekend everyone!

betul headache! When to Hi-com last week, supposely to get the Q number but they dont give it out unless you have completed the form TOGETHER with 2 passport sized photos (blue background). So fustrating! Had to make anor trip just to get the number again! Btw, the form IM 42 can be...

i cant remember too... =) but you can try to back track this thread... probably early last year or late 2004, thinks we were discussing about it... alternatively, you can check with the msia immigration website.

errr.... birth cert, passport, photos, marriage cert, IC... the form will be given there.

hi everyone! sorry MIA for a while... btw, thanks for the tips & advice for the renovation. oh, sp... went to NZ for honeymoon lor. Things are not that ex but spend $$ on activities &food lor. susan, i havent drop by Msia Hicom yet... oh dear... =O

hi marilyn... i'm looking at >$20k. Basically, to change the bedrooms floor to parquet, toilets & kitchen. Not gonna to hack any walls down. Think it's within the budget? btw, i didnt know you were the 1st to get hitch! =)

wah, marilyn, always can count on you for such info... =) btw, any interior designer/ contractor to recommend ah? think you recommended your fren rite? but i'm on a extremely tight budget. Used all my savings for my honeymoon oredi. But worth it! =)

aiyoh, so cute! babies are known to bully their parents... they know which string to pull and when =)

thanks anne... any idea how soon can we get the passport renew? the day itself? how's baby glennice? =)

Well, think of it this way, there are lotsa of graduates from other universities in the world, & most of them would be able to find jobs in Singapore rite, whether or not it's "officially" recognise. More importantly is the course that your cousin is going to take. btw, anyone know the...

yup... it's a nice place and very convenient. I'm quite familiar to the place oredi. If i were to move somewhere else, i have to learn all the roads, buses and my way around again.

hi ya! just came in the office... Yup Anne, my unit is at TP, a 4-rm at blk 141, 14th flr. I would think it's quite reasonable. Near to MRT , Central & wet market too. The 3-rm that we saw was already going for $200k, and not high floor too.

Susan, actually planning to purchase only within the next 6 months. Area within Toa Payoh (MIL is old oredi) But gatal, so went to see about 5 units and decided on the last one we saw. Kinda felt a bit too rush but "kiasu" mah, so quickly sign & paid the deposit =)

hey susan, which area are you looking to stay at? my agent is pretty good, nice lady & even negotiated for us... let me know if you want to consider other agents too ya... cheerios!

wow! no wonder, the high floors really makes a lot of difference! Half a mil! My friend just bought a 5-rm at TP, but only 2nd flr at $378k. Well maintained and not much reno, just some paint work.

Thanks Marilyn & TS! Unfortunately, my $$ in the ordinary acc is so miserable! Just started working in Spore less than a year. sigh... now i can't suka-suka lepak without a job lor. anne, where about is your colleague's flat? Is it tallest one in toa payoh? I've seen a few but...

but $150k is a lot wor... oh gosh... i just recently put down a deposit to buy a flat at $334.5k and i wasn't aware that the interest can accumulate to that much! oh dear, anyone can enlighten me on the calculation? i dont wanna be in debt till i'm old and wrinkly!

ts... $150K? know how to calculate? i tot 2.6% is consider ok mah... even for Sporean it's 2.6% and banks loans are even higher. btw, anyone know of a good renovator/ id/ contractor huh? and... helloo to all new members! i'm from ipoh toooo....