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    Savings for marriage...(couples with zero savings to start, pls join in)

    Hi Gin, I just bought a pair of diamond earrings for my mum. When I saw her smiling, I felt real happy but now I felt very heart pain.
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Hey GIn, Ya know my hubby and I used to quarrel every week when we are in the process of applying and renovating the flat. Now, we are okie. Its all about communication eh. I used to be very hot tempered. But after my hubby sat down with me to talk things through, I made my effort to change...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Good luck in your talk. Sometimes when I tell my hubby, I want to talk, we end up fighting because my temper can be quite bad. Heeee
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Haha. Different couples treats their spouses differently. My house is done and I am staying in eh. Besides, I am only married for half a year. So I guess the honeymoon period is tnot over yet. I will give him a hug when I waked up. He will take the initiative to heat up food when we reached...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Hey ladies, Me too. IMagine when I see something I like, I have to walk away. We used to go for dinner once a week in some better restuarants liked Cartel etc etc (Not those high end ones liked Lawry's). Now not more. Weekends we stay at home and watch VCDs. This weekend, my hubby and I...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    I only want to strike 4D or Toto. But I dont even know how to fill in the ticket and there was a fortune teller who told me never to indulge in such stuff because I am the sort that cannot control myself. Muahahahahahaha As for AD, no money now. Will have to wait. Heee
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Hi Piyo Piyo, Welcome!!! For me, I guess I am spolit la. For more than 20 yrs of my life, I lived about 5 minutes walk from the MRT station. Actually, Im okie with living in area such as Sengkang etc etc. But since I am living with my in laws, I have to consider their needs too. My in laws...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Yup. My mother in law is very nice and helpful. She helps me to keep the place clean and tidy. If I am not staying with them, I will never have the time to clean a 5 rm flat. But I realise after I move in, I have put on weight. When I was staying with my parents, I never snack. But when I...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Never take grant. My in laws rent out their flat and help us to pay out abit in money matters. My flat is in Queenstown so the flats are quite ex. My repayment for the next 30 yrs is $1.2K per month. Eeks
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    Savings for marriage...(couples with zero savings to start, pls join in)

    I got mine at WIS. My flat costs about $350K and its on the 3rd storey! but tis 5 min walk from MRT station with NTUC being 3 minutes walk away No choice. I am living with my in laws, so we need a bigger flat and plus my hubby wants a unit in the West and I want a unit near MRT. I got ROM...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Ya. We try to cut down the reno costs. As for furniture, we buy those neccessary ones first. The others can wait. We even did the painting ourselves. My reno was completed last month. But on our part, we have been too busy with work to complete the painting. I was lucky in a sense my hubby got a...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Hi Gin, Sometimes I get very stressed by money problems too. But I try to tell myself that I am actually alot better than those couples who took reno plus furnishing loans. I checked with some banks. The interest rates charged are around 7% and its compounded!
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Hi Gin, My hubby is paying for the installments for the air-con, fridge, washing machine. He is paying for the utility charges and constituency charges too. Thus, my hubby is actually paying for quite a number of things. For me, I have a study loan to clear. (My dad used his CPF for my...
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    Savings for marriage...(couples with zero savings to start, pls join in)

    Just to share, My hubby and I didnt take the angpows into considerations. My hubby drives and he needs to pay installments, road tax etc etc. We have just paid our renovation in cash cuz we do not want to pay the interest rates charged by banks. Now we are starting from sq one to start...
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    All about rebonding

    Hi babysheep, I agree their service is not up to standard. I will never go to that place again. Because I was very pissed off by the way they misled me by showing me some pictures of the latest perms. grrrrrr
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    All about rebonding

    Hi Mandy, When I went to YESS salon at Raffles Place, they were very particular about whether I have coloured my hair or chemically treated my hair in the last 3 months.In fact, when I was asked about 3 times . The lady who arranged Gary to do the rebonding for me wrote down that I have done...
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    Any good hair Salons to recommend?

    Hi AhJo77, I amnot sure about the number. Perhaps you can check the directory for YESS salon. They have branches at Cineleisure and Raffles Place. I am not sure where is Gary stationed now. All the best in your rebonding! Satin
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    Any recommendation for good make up remover????

    Hi. I am using an oil cleaner bought from Misshaa. Its a Korean brand and it costs $7.90. Compared to Stila's oil cleanser, which costs around $35, I do not see much difference. After using it, I use Loreal's Toner to wipe off any traces of residual make-up before I sleep.
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    Any good hair Salons to recommend?

    Hi May Ling, I second that, My rebonding was done by Gary too. He is a very experienced stylist. Nice guy too. I used to patronise his services when he was at the Raffles place outlet.

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