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Hi aurora, mine is dbs card, i think the only t&c is above $1000, and we surely meet that i paid 3699 for the package, got 1 wg(new), 2eg(new), 1 kwa, 4 makeup/hair, 2 bouquet, accessories and 1 facial session, my hubby having 1 suit, shirt, tie, corsage... we also getting car, car...

mine is 6mth instalment plan, coz they have 0% interest instlament option. if not, they also collect 50% upon signing up, and balance on collection. i'm quite comfortable with my package and get some free items like ring pillow,flower gal dress/basket, bridesmaid dress, bestman suit...