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Hi, Da wife! Thanks so much for your advice. I am glad that i does not stood as a guarantor to any of his accounts. Right now, i am just counting the days that we will be facing soon. I be back here posting what i will be facing with you all.

ya... he has called to discuss with banks. Some agreed while some are nasty. They told my husband since u cannot pay, we have no choice but to issue the letter of demand.

hi, all! Thanks for your reply. It definitely helps me to see a clearer picture of what i will be facing in no time. My husband is a regular. I presume he will be out of job once the bank seize his account or to inform his employer. Is there any other mediation service other than SCC...

Hi Micar! Thanks for your reply. I am really greatful. At least, I know my gal will be safe. i am eased. She can still go school when my humble pay! Actually, my husband has been paying since 10yrs ago when i met him. from 100k to current at 40k. We can no longer keep up with the horror...

Can anyone tell me if my husband is gonna declared bankrupt, will i be made as one as well. i do not own banks any $$$ neither i have any sub-cards from him. My only worry is if i am too declared as one, how am i going to feed my 3yrs old daughter. What is the whole procedure before he...