What’s the best credit card to pay for wedding banquet and have good rebates or mileage

mooremm

Member
Hi, can anyone advise, which cc would give the best rebates when footing for wedding banquet bill?

Thanks thanks.
 


miyabikkg

Member
I'm using UOB One card , but I think there are a few cards with similar rebates.

For UOB One, Can get S300 cash back every quarter if you fulfill the following conditions
1. Charge $2000 on the card every month of the quarter
2. Charge at least 5 payments on the card every month of the quarter

So every month we will have our restaurant charge to our card $400 5 times.
It is quite significant since for example, if the total bill for the banquet is around $18k,
and pay over 9 months - 3 quarters, can can get back about $900 (almost the price of one table or 1 air ticket for honeymoon~).

Some details...
The quarter starts on the month the card is issued. So for example, if applied and received in July, the quarter will be July, August, September.
For the first quarter, they may pro-rate. So if the first month didn't fulfill the conditions, but 2nd and 3rd month did, they will rebate $200.
 

libraangel

New Member
Hahaha! For me I got both cards - UOB one and American Express.

UOB one has the highest Cashback if you charge $2000 every month for the quarter.

After that, anything that exceeds $2000, I will use American Express. It is good as there is no minimum spending. There are things like bridal package, heels, wedding bands that doesn’t cost more than $2000. Though it doesn’t seemed a lot for 1.5% Cashback, but every little thing counts.

I also sign up for DBS livefresh card. You can earn 5 % cash back for all contactless payment like paywave. But have to spend minimum $600 per month.

Look out for credit card promotions.

Now UOB one got this $250 cash credit. When you sign up, you can earn $250 if you spend $1200 within 30 days after card approval. Haha, I am waiting for my card to be approved. Once you decided to pay for the wedding banquet, make sure that you can afford to pay $2000 every month for the next 3 months. $250 + $300 ( total $550 cash credit) for the first 3 months. Super worth it! Promo ending on 15 August 2018 I think.

If you sign up for UOB one account, you can even earn higher interest too!! I’m getting a joint account with my partner.
 

miyabikkg

Member
Didn't know that hotels would allow payment of $2k every month. Do you have to pre-arrange with them?

They usually wouldn't have a problem with it, since they deal with so many couples and credit cards... and as long as you arrange your payment schedule to reach their target payment amount (eg: payment of 60% by 2 months before wedding).
Some even allow you to authorize them to save your credit card details and make the payment monthly on their side, without needing you to go to the hotel personally every month.
That said, it would still be good to inform them first that you intend to pay monthly (especially if you need to split the payment into 5 times if using the UOB One).
 

OnePlus

New Member
They usually wouldn't have a problem with it, since they deal with so many couples and credit cards... and as long as you arrange your payment schedule to reach their target payment amount (eg: payment of 60% by 2 months before wedding).
Some even allow you to authorize them to save your credit card details and make the payment monthly on their side, without needing you to go to the hotel personally every month.
That said, it would still be good to inform them first that you intend to pay monthly (especially if you need to split the payment into 5 times if using the UOB One).

Thanks for the info! Will check with my hotel then.
 

hellohuiyi

New Member
Hsbc advance cc gives up to 3.5%, cap at $125 per calendar mth. That works back to be about 3,570 amt of payment .

The prerequisite is that
- u need to have an advance relationship with them (open a savings account)
- Min spend of 2k to qualify for 3.5%, if below 2k it’s 1.5%
 

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